7 Important Termite Facts for Homeowners

Key takeaways

  • A subterranean colony usually needs about five years before it is large enough to invade a building, so damage builds quietly.
  • Termites eat any cellulose, including cardboard, paper and books, and concrete or steel buildings are not termite-proof.
  • At University of Georgia test sites, 83% of infestations entered through expansion joints in the slab.
  • Florida has two main termite types, drywood and subterranean, and each needs a different treatment and contract.
  • Termite-damaged wood can be repaired or replaced once the colony is controlled.
In this article
  1. 1. Colonies Are Huge, and They Grow Quietly for Years
  2. 2. Termites Build Hidden Highways Into Your Home
  3. 3. They Eat More Than Lumber
  4. 4. A Tiny Gap Is All They Need
  5. 5. Florida Has Two Main Types, and the Treatment Depends on Which One You Have
  6. 6. A Swarm Is a Warning, Not Always an Infestation
  7. 7. Termite Damage Can Be Repaired, but Time Matters
  8. What to Do With These Facts
  9. Frequently Asked Questions

The most important thing to know about termites is that they do their damage out of sight. Colonies grow for years before they reach your house, then feed inside walls, slabs and furniture while the surface looks fine, so most homeowners only find out when the repair bill is already large.

The seven facts below cut through the myths and focus on what changes your decisions: how colonies grow, what they eat, how they get in, which kind you have and what can be done once they are found. They are based on guidance from UF/IFAS, the Florida Department of Agriculture and Consumer Services (FDACS) and university extension researchers.

Flashlight revealing dust and small pellets on a closet's wooden shelf, a possible sign of termites.

1. Colonies Are Huge, and They Grow Quietly for Years

A termite colony starts with just two insects, a king and a queen, and grows slowly. According to Mississippi State University Extension, a new colony may have fewer than 50 termites after a year, and it takes about five years or more to become large enough to invade a building or produce swarmers.

By then, the numbers are serious. A single colony of the eastern subterranean termite may contain 100,000 to 1,000,000 termites and forage up to 150 feet for food, according to UF/IFAS. Formosan colonies can exceed a million. One North Carolina study cited by Mississippi State found as many as 25 colonies per acre, so more than one colony may forage around the same building.

What it means for you: a clean inspection years ago does not protect you today, and a single swarm signals a mature colony somewhere nearby.

2. Termites Build Hidden Highways Into Your Home

Termites dry out easily, so they rarely travel in the open. Subterranean species build pencil-width mud tubes to cross concrete, block and brick, and those tubes also shield them from predators such as fire ants. Inside walls and hollow trees, Formosan and Asian termites can fill voids with carton, a nest material made of soil, chewed wood and saliva.

A colony may also send foragers to more than one feeding site at a time. Large, moist food sources can develop satellite nests with their own reproductives, which is one reason a spot treatment of one damaged board rarely fixes a subterranean problem.

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3. They Eat More Than Lumber

It is a myth that a concrete block house or metal furniture keeps you safe. Termites cannot digest concrete or metal, but they eat any material rich in cellulose. Mississippi State University Extension lists books, cardboard and paper alongside wood, and notes that buildings built mostly of concrete and steel are not termite-proof.

In a typical South Florida home, that means wood framing, roof trusses, door and window frames, baseboards, cabinets and wood flooring are at risk, along with stored boxes and papers in the garage. Our termite pest library shows what each species prefers.

4. A Tiny Gap Is All They Need

Termites do not need a big opening. They follow joints and cracks that most people never notice. When University of Georgia researchers tracked how termites entered buildings at their test sites, 83% of infestations came in through expansion joints, far more than through wood touching the ground. Our article on 6 things you could be doing to attract termites shows the full breakdown.

FDACS adds that large settlement cracks in a slab give subterranean termites access, and that stucco or siding that reaches the soil lets them build mud tubes out of sight. Keep a visible strip along the foundation so you can spot tubes early.

5. Florida Has Two Main Types, and the Treatment Depends on Which One You Have

FDACS points out that Florida has two main termite types, drywood and subterranean, and each needs its own treatment method and contract terms.

Subterranean termites Drywood termites
Where the colony lives In moist soil, sometimes in hollow trees or wall voids Inside a single piece of dry wood, no soil contact
Main signs Mud tubes, soil in damaged wood, swarmers Small piles of hard pellets, shed wings
Colony size Hundreds of thousands to millions Small
South Florida species Eastern, Formosan, Asian West Indian and other drywood termites
Typical professional treatment Baits or soil-applied termiticides Spot treatment or tent fumigation

UF/IFAS notes that drywood colonies can live in a single piece of wood, leave droppings year-round and are small and slow to cause damage. The West Indian drywood termite was once nicknamed the “furniture termite” because colonies were so often found in furniture, according to UF/IFAS Featured Creatures. Tenting works on drywood termites inside the structure, but it does nothing to a subterranean colony living in the soil. For the full comparison, see drywood vs. subterranean termites, or read about the drywood termites we find in South Florida homes.

6. A Swarm Is a Warning, Not Always an Infestation

Swarms are when most people first notice termites. Winged reproductives leave mature colonies to pair off and start new ones, and each species has its own season and time of day.

When termites swarm in Florida
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Eastern subterranean
Asian subterranean
Drywood
Formosan subterranean

active peak

Source: UF/IFAS (IN369, IN278, IN285 and UF/IFAS News)

UF/IFAS corrects a common misconception: one winged termite indoors does not automatically mean your house is infested, because swarmers are drawn to indoor lights and may fly in from outside. Wings found in several areas of the home, though, suggest you need a proper inspection.

Toro tip: Put a few swarmers or wings in a sealed plastic bag and keep them for your inspector. Termites and flying ants look alike in flight, and identifying the species is the first step to choosing the right treatment.

7. Termite Damage Can Be Repaired, but Time Matters

A common belief is that once termites get into something, it is ruined and must be thrown away. That is not true. Once the colony is controlled, damaged framing, trim, flooring or furniture can be repaired or replaced, and many homes have been restored this way. What termites do take away is time: the longer a colony feeds, the more wood needs to be replaced.

FDACS also warns that inspections can miss new infestations, because termites often damage wood behind walls for years before anyone notices. That is the case for an annual inspection, which FDACS calls a must for older homes, and for a termite contract you understand. Florida termite warranties come in three types:

  • Retreatment only if termites come back
  • Retreatment and repair if termites come back, which generally costs more
  • Spot or no warranty for spot treatments
Safety note: Do not spray store-bought insecticides, fuel or homemade mixtures into walls, furniture or soil to kill termites. They do not reach the colony and can harm people, pets and groundwater. Termiticides for structural use are applied by licensed professionals according to the label.

What to Do With These Facts

Use what you now know to act early:

  1. Walk the outside of your home a few times a year and look for mud tubes along the foundation, slab edges and garage.
  2. Keep boxes, paper and wood off the floor of garages and away from walls.
  3. Watch windowsills and light fixtures for wings during swarm season.
  4. Schedule a professional inspection every year, and right away if you see tubes, pellets or swarmers.
  5. Make sure any termite contract names the species treated and the type of warranty.

If you enjoy the biology, our list of 10 interesting facts about termites you never knew covers kings, queens, soldiers and head-banging alarms. For the yard side of prevention, read 4 reasons why termites are attracted to your home.

Toro has protected homes and businesses in Miami-Dade, Broward, Palm Beach and the Keys since 1969. A Toro termite inspection is free, identifies the species and checks how far the damage goes, and treatment is backed by our 110% Satisfaction Guarantee.

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Frequently Asked Questions

How do I know if termites are active in my house?
Look for live evidence or fresh signs. Mud tubes on the foundation, swarmers or piles of wings indoors and small piles of hard pellets below wood are the main clues. Old damage alone does not prove termites are still there. A licensed inspector checks for live termites and identifies the species. See what to expect during a termite inspection.
Can termites eat through concrete?
No, but they get around it. Subterranean termites travel through expansion joints, settlement cracks, plumbing penetrations and gaps where the slab meets the wall, and they build mud tubes over concrete and block. Mississippi State University Extension notes that buildings made mostly of concrete and steel are not termite-proof, because the wood, paper and cardboard inside are still food.
What time of year do termites come out in South Florida?
Termites feed all year, but swarms are seasonal. UF/IFAS notes that termite activity is most visible from March to June. Native eastern subterranean termites swarm on early afternoons in late winter and spring, Asian subterranean termites at dusk from February to April and Formosan termites after sunset from April to June, with a peak in May.
How often should I get a termite inspection?
At least once a year in South Florida. FDACS calls an annual inspection a must for older homes, and a yearly visit catches new activity before it spreads through the structure. Book one sooner if you see mud tubes, pellets or swarmers, or before you buy a home. Read more in how often do you get a termite inspection.
Should I buy a home with past termite damage?
It can be a sound purchase if the facts check out. Ask for the termite inspection report, proof of past treatment and any transferable warranty, and have a contractor evaluate repaired areas. Find out which species was treated and whether the contract covers retreatment only or retreatment and repair. A pre-purchase termite inspection gives you a current picture before you close.

Educational content. This article is for general information about pests in South Florida and is not medical, legal or professional advice. If you have a bite, sting or allergic reaction, contact your doctor; in an emergency, call 911. Pest problems vary from home to home, so a licensed professional should inspect before treatment. When using any pesticide, always read and follow the product label.

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